RTH vs FDIS

ARTH

BFDIS

Measures won5–1RTH wins · of 6 · 5Y

$10,000 · 5Y$15,730RTH · XLV $15,134

Lowest cost0.08%FDIS · $8 on $10k

Most income1.38%XLV · $138 on $10k

Smallest drop−8.7%RTH · worst fall in 1Y

Held in common33.7%RTH and FDIS

RTH

FDIS

VanEck Retail ETF · $261MFidelity MSCI Consumer Discretionary Index ETF · $1.6B

+19.7%3 years · per year$17,160 · $15,748+16.3%

+9.5%5 years · per year$15,730 · $12,115+3.9%

0.35%Expense ratio$35 · $8 on $10k · lower wins0.08%

0.86%12-mo yield$86 · $76 on $10k0.76%

−8.7%Worst dropSmaller wins−15.5%

14.6%VolatilityLower wins19.7%

5–1RTH wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRTH · FDIS

19.0%AMZN22.0%

5.2%HD5.1%

5.2%TJX2.3%

4.7%LOW1.9%

Held in common33.7%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ARTH	VanEck Retail ETFRead Desk	0.35%	0.86%	−1.3%	+12.3%	+12.0%	+19.7%	+9.5%	−8.7%	$261M
2	XLV	State Street Health Care Select Sector SPDR ETFRead Desk	0.08%	1.38%	−2.5%	+20.9%	+29.6%	+16.0%	+8.6%	−10.5%	$49.1B
3	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.76%	−3.9%	+0.3%	+0.9%	+16.3%	+3.9%	−15.5%	$1.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ARTH	VanEck Retail ETFRead Desk	0.35%	0.86%	−1.3%	+12.3%	+12.0%	+19.7%	+9.5%	−8.7%	$261M
2	XLV	State Street Health Care Select Sector SPDR ETFRead Desk	0.08%	1.38%	−2.5%	+20.9%	+29.6%	+16.0%	+8.6%	−10.5%	$49.1B
3	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.76%	−3.9%	+0.3%	+0.9%	+16.3%	+3.9%	−15.5%	$1.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RTH vs FDIS

RTH

VanEck Retail

$15,730

FDIS

Fidelity MSCI Consumer Discretionary Index

$12,115

MeasureRTHFDIS

Fee0.35%0.08%

Cost on $10k a year$35$8

Yield0.86%0.76%

5 years, per year+9.5%+3.9%

3 years, per year+19.7%+16.3%

Worst drop · 1Y−8.7%−15.5%

Volatility · 1Y14.6%19.7%

5–1measures won
RTH first

33.7%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: RTH, FDIS, XLV

Today

33.7%most shared, RTH and FDIS

RTHFDISXLV

RTH—33.7%5.2%

FDIS33.7%—0.0%

XLV5.2%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$130most kept, XLV

XLV$138 − $8 = $130

FDIS$76 − $8 = $68

RTH$86 − $35 = $51

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee