RULE vs VOO

ARULE

BVOO

Measures won0–5VOO wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · IVV $17,177

Lowest cost0.03%VOO · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common19.4%RULE and VOO

RULE

VOO

Adaptive Core ETF · $15MVanguard S&P 500 ETF · $1.00T

+12.8%3 years · per year$14,334 · $18,079+21.8%

[…]5 years · per year[…] · $17,177+11.4%

2.24%Expense ratio$224 · $3 on $10k · lower wins0.03%

0.00%12-mo yield$0 · $110 on $10k1.10%

−25.4%Worst dropSmaller wins−8.9%

29.3%VolatilityLower wins13.5%

0–5VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRULE · VOO

3.0%MSFT5.8%

3.0%GOOGL3.1%

2.5%NVDA8.4%

2.4%AAPL7.4%

Held in common19.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	ARULE	Adaptive Core ETFRead Desk	2.24%	0.00%	+0.3%	+12.3%	+12.1%	+12.8%	new	−25.4%	$15M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	ARULE	Adaptive Core ETFRead Desk	2.24%	0.00%	+0.3%	+12.3%	+12.1%	+12.8%	new	−25.4%	$15M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RULE vs VOO

RULE

Adaptive Core

[…]

VOO

Vanguard S&P 500

$17,177

MeasureRULEVOO

Fee2.24%0.03%

Cost on $10k a year$224$3

Yield0.00%1.10%

5 years, per year[…]+11.4%

3 years, per year+12.8%+21.8%

Worst drop · 1Y−25.4%−8.9%

Volatility · 1Y29.3%13.5%

5–0measures won
VOO first

19.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: RULE, VOO, IVV

Today

92.2%most shared, VOO and IVV

RULEVOOIVV

RULE—19.4%18.1%

VOO19.4%—92.2%

IVV18.1%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VOO$110 − $3 = $107

RULE$0 − $224 = −$224

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee