RWLC vs IQLT

ARWLC

BIQLT

Measures won4–1RWLC wins · of 6 · 5Y

$10,000 · 5Y$16,052VUG · IQLT $14,191

Lowest cost0.03%VUG · $3 on $10k

Most income13.13%RWLC · $1,313 on $10k

Smallest drop−9.3%RWLC · worst fall in 1Y

Held in common0.0%RWLC and IQLT

RWLC

IQLT

Rayliant NxtGen Multifactor US Equity ETF · $101MiShares MSCI Intl Quality Factor ETF · $13.6B

+24.6%3 years · per year$19,339 · $16,368+17.9%

[…]5 years · per year[…] · $14,191+7.3%

0.32%Expense ratio$32 · $30 on $10k · lower wins0.30%

13.13%12-mo yield$1,313 · $240 on $10k2.40%

−9.3%Worst dropSmaller wins−10.4%

15.3%VolatilityLower wins15.4%

4–1RWLC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsRWLC · IQLT

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
2	BIQLT	iShares MSCI Intl Quality Factor ETFRead Desk	0.30%	2.40%	−2.8%	+11.3%	+16.1%	+17.9%	+7.3%	−10.4%	$13.6B
3	ARWLC	Rayliant NxtGen Multifactor US Equity ETFRead Desk	0.32%	13.13%	−3.9%	+11.8%	+13.3%	+24.6%	new	−9.3%	$101M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
2	BIQLT	iShares MSCI Intl Quality Factor ETFRead Desk	0.30%	2.40%	−2.8%	+11.3%	+16.1%	+17.9%	+7.3%	−10.4%	$13.6B
3	ARWLC	Rayliant NxtGen Multifactor US Equity ETFRead Desk	0.32%	13.13%	−3.9%	+11.8%	+13.3%	+24.6%	new	−9.3%	$101M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RWLC vs IQLT

RWLC

Rayliant NxtGen Multifactor US Equity

[…]

IQLT

iShares MSCI Intl Quality Factor

$14,191

MeasureRWLCIQLT

Fee0.32%0.30%

Cost on $10k a year$32$30

Yield13.13%2.40%

5 years, per year[…]+7.3%

3 years, per year+24.6%+17.9%

Worst drop · 1Y−9.3%−10.4%

Volatility · 1Y15.3%15.4%

4–1measures won
RWLC first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: RWLC, IQLT, VUG

Today

43.3%most shared, RWLC and VUG

RWLCIQLTVUG

RWLC—0.0%43.3%

IQLT0.0%—0.0%

VUG43.3%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,281most kept, RWLC

RWLC$1,313 − $32 = $1,281

IQLT$240 − $30 = $210

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee