RWLC vs QUAL

ARWLC

BQUAL

Measures won2–3QUAL wins · of 6 · 5Y

$10,000 · 5Y$16,382QUAL

Lowest cost0.15%QUAL · $15 on $10k

Most income13.11%RWLC · $1,311 on $10k

Smallest drop−9.0%QUAL · worst fall in 1Y

Held in common39.3%RWLC and QUAL

RWLC

QUAL

Rayliant NxtGen Multifactor US Equity ETF · $101MiShares MSCI USA Quality Factor ETF · $47.6B

+24.3%3 years · per year$19,220 · $17,226+19.9%

[…]5 years · per year[…] · $16,382+10.4%

0.32%Expense ratio$32 · $15 on $10k · lower wins0.15%

13.11%12-mo yield$1,311 · $280 on $10k2.80%

−9.3%Worst dropSmaller wins−9.0%

15.3%VolatilityLower wins12.6%

2–3QUAL wins

$10,000 · 5 yearsOne scale

Shared top holdingsRWLC · QUAL

9.8%AAPL7.5%

5.5%NVDA5.3%

4.2%MSFT8.3%

2.7%LLY4.4%

Held in common39.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk		0.15%	2.80%	+0.1%	+11.1%	+13.3%	+19.9%	+10.4%	−9.0%	$47.6B
2	ARWLC	Rayliant NxtGen Multifactor US Equity ETFRead Desk		0.32%	13.11%	+0.2%	+12.0%	+14.1%	+24.3%	new	−9.3%	$101M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk		0.15%	2.80%	+0.1%	+11.1%	+13.3%	+19.9%	+10.4%	−9.0%	$47.6B
2	ARWLC	Rayliant NxtGen Multifactor US Equity ETFRead Desk		0.32%	13.11%	+0.2%	+12.0%	+14.1%	+24.3%	new	−9.3%	$101M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RWLC vs QUAL

RWLC

Rayliant NxtGen Multifactor US Equity

[…]

QUAL

iShares MSCI USA Quality Factor

$16,382

MeasureRWLCQUAL

Fee0.32%0.15%

Cost on $10k a year$32$15

Yield13.11%2.80%

5 years, per year[…]+10.4%

3 years, per year+24.3%+19.9%

Worst drop · 1Y−9.3%−9.0%

Volatility · 1Y15.3%12.6%

3–2measures won
QUAL first

39.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: RWLC, QUAL

Today

39.3%most shared, RWLC and QUAL

RWLCQUAL

RWLC—39.3%

QUAL39.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,279most kept, RWLC

RWLC$1,311 − $32 = $1,279

QUAL$280 − $15 = $265

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee