RWLC vs USMV

ARWLC

BUSMV

Measures won2–3USMV wins · of 6 · 5Y

$10,000 · 5Y$14,754USMV

Lowest cost0.15%USMV · $15 on $10k

Most income12.62%RWLC · $1,262 on $10k

Smallest drop−6.5%USMV · worst fall in 1Y

Held in common28.2%RWLC and USMV

RWLC

USMV

Rayliant NxtGen Multifactor US Equity ETF · $101MiShares MSCI USA Min Vol Factor ETF · $24.5B

+26.5%3 years · per year$20,225 · $15,388+15.5%

[…]5 years · per year[…] · $14,754+8.1%

0.32%Expense ratio$32 · $15 on $10k · lower wins0.15%

12.62%12-mo yield$1,262 · $135 on $10k1.35%

−9.3%Worst dropSmaller wins−6.5%

14.8%VolatilityLower wins8.7%

2–3USMV wins

$10,000 · 5 yearsOne scale

Shared top holdingsRWLC · USMV

4.2%MSFT1.6%

2.0%MCK1.5%

5.8%NVDA1.4%

1.4%XOM1.5%

Held in common28.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BUSMV	iShares MSCI USA Min Vol Factor ETFRead Desk		0.15%	1.35%	+1.7%	+12.1%	+14.3%	+15.5%	+8.1%	−6.5%	$24.5B
2	ARWLC	Rayliant NxtGen Multifactor US Equity ETFRead Desk		0.32%	12.62%	+1.3%	+16.4%	+16.7%	+26.5%	new	−9.3%	$101M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BUSMV	iShares MSCI USA Min Vol Factor ETFRead Desk		0.15%	1.35%	+1.7%	+12.1%	+14.3%	+15.5%	+8.1%	−6.5%	$24.5B
2	ARWLC	Rayliant NxtGen Multifactor US Equity ETFRead Desk		0.32%	12.62%	+1.3%	+16.4%	+16.7%	+26.5%	new	−9.3%	$101M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RWLC vs USMV

RWLC

Rayliant NxtGen Multifactor US Equity

[…]

USMV

iShares MSCI USA Min Vol Factor

$14,754

MeasureRWLCUSMV

Fee0.32%0.15%

Cost on $10k a year$32$15

Yield12.62%1.35%

5 years, per year[…]+8.1%

3 years, per year+26.5%+15.5%

Worst drop · 1Y−9.3%−6.5%

Volatility · 1Y14.8%8.7%

3–2measures won
USMV first

28.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: RWLC, USMV

Today

28.2%most shared, RWLC and USMV

RWLCUSMV

RWLC—28.2%

USMV28.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,230most kept, RWLC

RWLC$1,262 − $32 = $1,230

USMV$135 − $15 = $120

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee