RWLC vs VOO

ARWLC

BVOO

Measures won2–3VOO wins · of 6 · 5Y

$10,000 · 5Y$18,115VOO

Lowest cost0.03%VOO · $3 on $10k

Most income12.62%RWLC · $1,262 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common44.5%RWLC and VOO

RWLC

VOO

Rayliant NxtGen Multifactor US Equity ETF · $101MVanguard S&P 500 ETF · $1.00T

+26.5%3 years · per year$20,225 · $19,172+24.2%

[…]5 years · per year[…] · $18,115+12.6%

0.32%Expense ratio$32 · $3 on $10k · lower wins0.03%

12.62%12-mo yield$1,262 · $105 on $10k1.05%

−9.3%Worst dropSmaller wins−8.9%

14.8%VolatilityLower wins12.8%

2–3VOO wins

$10,000 · 5 yearsOne scale

Shared top holdingsRWLC · VOO

9.6%AAPL7.4%

5.8%NVDA8.4%

4.2%MSFT5.8%

2.9%GOOGL3.1%

Held in common44.5%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	ARWLC	Rayliant NxtGen Multifactor US Equity ETFRead Desk		0.32%	12.62%	+1.3%	+16.4%	+16.7%	+26.5%	new	−9.3%	$101M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	ARWLC	Rayliant NxtGen Multifactor US Equity ETFRead Desk		0.32%	12.62%	+1.3%	+16.4%	+16.7%	+26.5%	new	−9.3%	$101M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

RWLC vs VOO

RWLC

Rayliant NxtGen Multifactor US Equity

[…]

VOO

Vanguard S&P 500

$18,115

MeasureRWLCVOO

Fee0.32%0.03%

Cost on $10k a year$32$3

Yield12.62%1.05%

5 years, per year[…]+12.6%

3 years, per year+26.5%+24.2%

Worst drop · 1Y−9.3%−8.9%

Volatility · 1Y14.8%12.8%

3–2measures won
VOO first

44.5%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: RWLC, VOO

Today

44.5%most shared, RWLC and VOO

RWLCVOO

RWLC—44.5%

VOO44.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,230most kept, RWLC

RWLC$1,262 − $32 = $1,230

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee