SCHB vs HAPI

ASCHB

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,348SCHB · IJH $13,830

Lowest cost0.03%SCHB · $3 on $10k

Most income1.26%IJH · $126 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common46.7%SCHB and HAPI

SCHB

HAPI

Schwab U.S. Broad Market ETF · $42.9BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+21.9%3 years · per year$18,100 · $18,219+22.1%

+10.3%5 years · per year$16,348 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

1.09%12-mo yield$109 · $80 on $10k0.80%

−8.9%Worst dropSmaller wins−8.1%

13.8%VolatilityLower wins12.8%

2–3HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSCHB · HAPI

6.9%AAPL6.1%

5.6%MSFT6.2%

6.5%NVDA4.9%

3.5%AMZN5.9%

Held in common46.7%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASCHB	Schwab U.S. Broad Market ETFRead Desk	0.03%	1.09%	−4.3%	+8.4%	+9.8%	+21.9%	+10.3%	−8.9%	$42.9B
2	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.26%	−3.9%	+9.5%	+12.9%	+16.5%	+6.7%	−8.8%	$120.8B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASCHB	Schwab U.S. Broad Market ETFRead Desk	0.03%	1.09%	−4.3%	+8.4%	+9.8%	+21.9%	+10.3%	−8.9%	$42.9B
2	IJH	iShares Core S&P Mid-Cap ETFRead Desk	0.05%	1.26%	−3.9%	+9.5%	+12.9%	+16.5%	+6.7%	−8.8%	$120.8B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHB vs HAPI

SCHB

Schwab U.S. Broad Market

$16,348

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureSCHBHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield1.09%0.80%

5 years, per year+10.3%[…]

3 years, per year+21.9%+22.1%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y13.8%12.8%

3–2measures won
HAPI first

46.7%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: SCHB, HAPI, IJH

Today

46.7%most shared, SCHB and HAPI

SCHBHAPIIJH

SCHB—46.7%4.7%

HAPI46.7%—0.2%

IJH4.7%0.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$121most kept, IJH

IJH$126 − $5 = $121

SCHB$109 − $3 = $106

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee