SCHB vs HAPI

ASCHB

BHAPI

Measures won3–2SCHB wins · of 6 · 5Y

$10,000 · 5Y$18,352VTV · SCHB $17,270

Lowest cost0.03%SCHB · $3 on $10k

Most income1.80%VTV · $180 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common46.3%SCHB and HAPI

SCHB

HAPI

Schwab U.S. Broad Market ETF · $44.9BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+24.0%3 years · per year$19,056 · $19,002+23.9%

+11.5%5 years · per year$17,270 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

1.04%12-mo yield$104 · $77 on $10k0.77%

−8.9%Worst dropSmaller wins−8.1%

13.1%VolatilityLower wins12.2%

3–2SCHB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSCHB · HAPI

6.6%AAPL5.9%

5.3%MSFT5.9%

6.8%NVDA5.1%

3.4%AMZN5.7%

Held in common46.3%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	ASCHB	Schwab U.S. Broad Market ETFRead Desk	0.03%	1.04%	+1.5%	+13.3%	+13.3%	+24.0%	+11.5%	−8.9%	$44.9B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.80%	+1.5%	+22.8%	+27.5%	+22.9%	+12.9%	−6.4%	$184.2B
2	ASCHB	Schwab U.S. Broad Market ETFRead Desk	0.03%	1.04%	+1.5%	+13.3%	+13.3%	+24.0%	+11.5%	−8.9%	$44.9B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHB vs HAPI

SCHB

Schwab U.S. Broad Market

$17,270

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureSCHBHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield1.04%0.77%

5 years, per year+11.5%[…]

3 years, per year+24.0%+23.9%

Worst drop · 1Y−8.9%−8.1%

Volatility · 1Y13.1%12.2%

3–2measures won
SCHB first

46.3%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.9B

1–0VTV wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: SCHB, HAPI, VTV

Today

46.3%most shared, SCHB and HAPI

SCHBHAPIVTV

SCHB—46.3%39.1%

HAPI46.3%—35.3%

VTV39.1%35.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

SCHB$104 − $3 = $101

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee