SCHD vs FNCL

ASCHD

BFNCL

Measures won5–1SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · FNCL $15,379

Lowest cost0.06%SCHD · $6 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common4.2%SCHD and FNCL

SCHD

FNCL

Schwab U.S. Dividend Equity ETF · $120BFidelity MSCI Financials Index ETF · $2.3B

+20.0%3 years · per year$17,266 · $18,650+23.1%

+10.2%5 years · per year$16,267 · $15,379+9.0%

0.06%Expense ratio$6 · $8 on $10k · lower wins0.08%

3.00%12-mo yield$300 · $160 on $10k1.60%

−6.9%Worst dropSmaller wins−14.8%

11.7%VolatilityLower wins15.3%

5–1SCHD wins

$10,000 · 5 yearsOne scale

Shared top holdingsSCHD · FNCL

2.1%BX1.0%

1.2%FITB0.5%

0.7%CINF0.3%

0.7%ARES0.3%

Held in common4.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	BFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.60%	−0.6%	+5.2%	+10.2%	+23.1%	+9.0%	−14.8%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	BFNCL	Fidelity MSCI Financials Index ETFRead Desk		0.08%	1.60%	−0.6%	+5.2%	+10.2%	+23.1%	+9.0%	−14.8%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHD vs FNCL

SCHD

Schwab U.S. Dividend Equity

$16,267

FNCL

Fidelity MSCI Financials Index

$15,379

MeasureSCHDFNCL

Fee0.06%0.08%

Cost on $10k a year$6$8

Yield3.00%1.60%

5 years, per year+10.2%+9.0%

3 years, per year+20.0%+23.1%

Worst drop · 1Y−6.9%−14.8%

Volatility · 1Y11.7%15.3%

5–1measures won
SCHD first

4.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: SCHD, FNCL

Today

4.2%most shared, SCHD and FNCL

SCHDFNCL

SCHD—4.2%

FNCL4.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

FNCL$160 − $8 = $152

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee