SCHD vs HAPI

ASCHD

BHAPI

Measures won4–1SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · VUG $16,052

Lowest cost0.03%VUG · $3 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common9.5%SCHD and HAPI

SCHD

HAPI

Schwab U.S. Dividend Equity ETF · $120BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+20.3%3 years · per year$17,414 · $18,219+22.1%

+10.4%5 years · per year$16,375 · […][…]

0.06%Expense ratio$6 · $35 on $10k · lower wins0.35%

2.98%12-mo yield$298 · $80 on $10k0.80%

−6.9%Worst dropSmaller wins−8.1%

11.7%VolatilityLower wins12.8%

4–1SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHD · HAPI

3.9%CVX2.1%

4.4%PG1.5%

3.5%VZ1.0%

2.8%ADP1.0%

Held in common9.5%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	−6.4%	−6.5%	−7.6%	+19.5%	+8.9%	−14.6%	$112.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.39%	−6.4%	−6.5%	−7.6%	+19.5%	+8.9%	−14.6%	$112.9B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHD vs HAPI

SCHD

Schwab U.S. Dividend Equity

$16,375

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureSCHDHAPI

Fee0.06%0.35%

Cost on $10k a year$6$35

Yield2.98%0.80%

5 years, per year+10.4%[…]

3 years, per year+20.3%+22.1%

Worst drop · 1Y−6.9%−8.1%

Volatility · 1Y11.7%12.8%

4–1measures won
SCHD first

9.5%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: SCHD, HAPI, IWF, VUG

Today

78.0%most shared, IWF and VUG

SCHDHAPIIWFVUG

SCHD—9.5%3.6%0.8%

HAPI9.5%—43.8%43.9%

IWF3.6%43.8%—78.0%

VUG0.8%43.9%78.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee