SCHD vs HAPI

ASCHD

BHAPI

Measures won4–1SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,565VUG · SCHD $16,459

Lowest cost0.03%VO · $3 on $10k

Most income2.96%SCHD · $296 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common9.6%SCHD and HAPI

SCHD

HAPI

Schwab U.S. Dividend Equity ETF · $120BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $483M

+19.6%3 years · per year$17,123 · $18,105+21.9%

+10.5%5 years · per year$16,459 · […][…]

0.06%Expense ratio$6 · $35 on $10k · lower wins0.35%

2.96%12-mo yield$296 · $78 on $10k0.78%

−6.9%Worst dropSmaller wins−8.1%

11.8%VolatilityLower wins12.9%

4–1SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHD · HAPI

4.0%CVX2.2%

4.4%PG1.6%

3.6%VZ1.0%

2.9%ADP1.0%

Held in common9.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
2	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
2	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHD vs HAPI

SCHD

Schwab U.S. Dividend Equity

$16,459

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureSCHDHAPI

Fee0.06%0.35%

Cost on $10k a year$6$35

Yield2.96%0.78%

5 years, per year+10.5%[…]

3 years, per year+19.6%+21.9%

Worst drop · 1Y−6.9%−8.1%

Volatility · 1Y11.8%12.9%

4–1measures won
SCHD first

9.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: SCHD, HAPI, VO, VUG

Today

43.8%most shared, HAPI and VUG

SCHDHAPIVOVUG

SCHD—9.6%6.9%0.8%

HAPI9.6%—13.5%43.8%

VO6.9%13.5%—10.2%

VUG0.8%43.8%10.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

VO$135 − $3 = $132

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee