SCHD vs HAPI

ASCHD

BHAPI

Measures won4–1SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,153VUG · SCHD $16,881

Lowest cost0.03%VUG · $3 on $10k

Most income2.91%SCHD · $291 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common9.6%SCHD and HAPI

SCHD

HAPI

Schwab U.S. Dividend Equity ETF · $123BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+21.4%3 years · per year$17,908 · $19,002+23.9%

+11.0%5 years · per year$16,881 · […][…]

0.06%Expense ratio$6 · $35 on $10k · lower wins0.35%

2.91%12-mo yield$291 · $77 on $10k0.77%

−6.9%Worst dropSmaller wins−8.1%

11.5%VolatilityLower wins12.2%

4–1SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHD · HAPI

4.2%CVX2.3%

4.3%PG1.5%

3.5%VZ1.0%

2.8%ADP1.0%

Held in common9.6%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
2	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
2	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B
3	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.37%	+0.4%	−0.1%	−3.0%	+22.3%	+10.6%	−15.6%	$120.5B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$503M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHD vs HAPI

SCHD

Schwab U.S. Dividend Equity

$16,881

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureSCHDHAPI

Fee0.06%0.35%

Cost on $10k a year$6$35

Yield2.91%0.77%

5 years, per year+11.0%[…]

3 years, per year+21.4%+23.9%

Worst drop · 1Y−6.9%−8.1%

Volatility · 1Y11.5%12.2%

4–1measures won
SCHD first

9.6%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: SCHD, HAPI, VUG, IWF

Today

77.4%most shared, VUG and IWF

SCHDHAPIVUGIWF

SCHD—9.6%0.8%3.6%

HAPI9.6%—43.7%43.6%

VUG0.8%43.7%—77.4%

IWF3.6%43.6%77.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee