SCHD vs SHM

ASCHD

BSHM

Measures won4–2SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · SHM $10,567

Lowest cost0.06%SCHD · $6 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]SCHD and SHM

SCHD

SHM

Schwab U.S. Dividend Equity ETF · $120BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+20.3%3 years · per year$17,414 · $11,058+3.4%

+10.4%5 years · per year$16,375 · $10,567+1.1%

0.06%Expense ratio$6 · $20 on $10k · lower wins0.20%

2.98%12-mo yield$298 · $270 on $10k2.70%

−6.9%Worst dropSmaller wins−2.7%

11.7%VolatilityLower wins1.8%

4–2SCHD wins

$10,000 · 5 yearsOne scale

Shared top holdingsSCHD · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk		0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk		0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHD vs SHM

SCHD

Schwab U.S. Dividend Equity

$16,375

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,567

MeasureSCHDSHM

Fee0.06%0.20%

Cost on $10k a year$6$20

Yield2.98%2.70%

5 years, per year+10.4%+1.1%

3 years, per year+20.3%+3.4%

Worst drop · 1Y−6.9%−2.7%

Volatility · 1Y11.7%1.8%

4–2measures won
SCHD first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: SCHD, SHM

Today

[…]holdings […]

SCHDSHM

SCHD—[…]

SHM[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee