SCHD vs SMB

ASCHD

BSMB

Measures won4–2SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · SGOV $12,090

Lowest cost0.06%SCHD · $6 on $10k

Most income3.63%SGOV · $363 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SCHD and SMB

SCHD

SMB

Schwab U.S. Dividend Equity ETF · $120BVanEck Short Muni ETF · $400M

+20.0%3 years · per year$17,266 · $11,168+3.8%

+10.2%5 years · per year$16,267 · $10,703+1.4%

0.06%Expense ratio$6 · $7 on $10k · lower wins0.07%

3.00%12-mo yield$300 · $283 on $10k2.83%

−6.9%Worst dropSmaller wins−2.3%

11.7%VolatilityLower wins2.5%

4–2SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSCHD · SMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BSMB	VanEck Short Muni ETFRead Desk	0.07%	2.83%	+0.1%	+1.2%	+2.4%	+3.8%	+1.4%	−2.3%	$400M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	BSMB	VanEck Short Muni ETFRead Desk	0.07%	2.83%	+0.1%	+1.2%	+2.4%	+3.8%	+1.4%	−2.3%	$400M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHD vs SMB

SCHD

Schwab U.S. Dividend Equity

$16,267

SMB

VanEck Short Muni

$10,703

MeasureSCHDSMB

Fee0.06%0.07%

Cost on $10k a year$6$7

Yield3.00%2.83%

5 years, per year+10.2%+1.4%

3 years, per year+20.0%+3.8%

Worst drop · 1Y−6.9%−2.3%

Volatility · 1Y11.7%2.5%

4–2measures won
SCHD first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: SCHD, SMB, SGOV

Today

[…]holdings […]

SCHDSMBSGOV

SCHD—[…][…]

SMB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

SMB$283 − $7 = $276

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee