SCHF vs EFA

ASCHF

BEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,397SCHF · EFA $14,818

Lowest cost0.03%SCHF · $3 on $10k

Most income3.30%EFA · $330 on $10k

Smallest drop−11.4%EFA · worst fall in 1Y

Held in common73.0%SCHF and EFA

SCHF

EFA

Schwab International Equity ETF · $67.8BiShares MSCI EAFE ETF · $76.1B

+20.3%3 years · per year$17,419 · $16,576+18.3%

+9.0%5 years · per year$15,397 · $14,818+8.2%

0.03%Expense ratio$3 · $32 on $10k · lower wins0.32%

3.19%12-mo yield$319 · $330 on $10k3.30%

−11.5%Worst dropSmaller wins−11.4%

18.2%VolatilityLower wins16.3%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsSCHF · EFA

1.9%ASML.AS2.5%

1.2%ROP.SW1.6%

1.1%NOVN.SW1.4%

1.0%HSBA.L1.4%

Held in common73.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ASCHF	Schwab International Equity ETFRead Desk		0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	BEFA	iShares MSCI EAFE ETFRead Desk		0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ASCHF	Schwab International Equity ETFRead Desk		0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	BEFA	iShares MSCI EAFE ETFRead Desk		0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHF vs EFA

SCHF

Schwab International Equity

$15,397

EFA

iShares MSCI EAFE

$14,818

MeasureSCHFEFA

Fee0.03%0.32%

Cost on $10k a year$3$32

Yield3.19%3.30%

5 years, per year+9.0%+8.2%

3 years, per year+20.3%+18.3%

Worst drop · 1Y−11.5%−11.4%

Volatility · 1Y18.2%16.3%

3–3measures won
level

73.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: SCHF, EFA

Today

73.0%most shared, SCHF and EFA

SCHFEFA

SCHF—73.0%

EFA73.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

EFA$330 − $32 = $298

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee