SCHF vs FDEV

ASCHF

BFDEV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,397SCHF · VEA $15,197

Lowest cost0.03%SCHF · $3 on $10k

Most income3.30%FDEV · $330 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common24.9%SCHF and FDEV

SCHF

FDEV

Schwab International Equity ETF · $65.8BFidelity International Multifactor ETF · $284M

+20.3%3 years · per year$17,419 · $16,607+18.4%

+9.0%5 years · per year$15,397 · $14,443+7.6%

0.03%Expense ratio$3 · $18 on $10k · lower wins0.18%

3.19%12-mo yield$319 · $330 on $10k3.30%

−11.5%Worst dropSmaller wins−8.5%

18.2%VolatilityLower wins12.5%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHF · FDEV

1.9%ASML.AS1.2%

1.2%ROP.SW1.7%

1.1%NOVN.SW1.5%

1.0%HSBA.L1.1%

Held in common24.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$65.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$65.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.49%	+2.1%	+8.3%	+8.8%	+19.3%	+6.0%	−17.8%	$142.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHF vs FDEV

SCHF

Schwab International Equity

$15,397

FDEV

Fidelity International Multifactor

$14,443

MeasureSCHFFDEV

Fee0.03%0.18%

Cost on $10k a year$3$18

Yield3.19%3.30%

5 years, per year+9.0%+7.6%

3 years, per year+20.3%+18.4%

Worst drop · 1Y−11.5%−8.5%

Volatility · 1Y18.2%12.5%

3–3measures won
level

24.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

VWO vs IEMG

YTD

VanguardVWO

+3.2%

IEMGiShares

+8.3%

+3.2%Year to date+8.3%

2.2%Yield2.5%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: SCHF, FDEV, VEA, IEMG

Today

84.3%most shared, SCHF and VEA

SCHFFDEVVEAIEMG

SCHF—24.9%84.3%8.2%

FDEV24.9%—21.4%0.0%

VEA84.3%21.4%—9.5%

IEMG8.2%0.0%9.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

FDEV$330 − $18 = $312

VEA$251 − $3 = $248

IEMG$249 − $9 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee