SCHF vs IFLO

ASCHF

BIFLO

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$15,696SCHF · VXUS $14,633

Lowest cost0.03%SCHF · $3 on $10k

Most income3.13%SCHF · $313 on $10k

Smallest drop−7.3%IFLO · worst fall in 1Y

Held in common8.3%SCHF and IFLO

SCHF

IFLO

Schwab International Equity ETF · $67.8BVictoryShares International Free Cash Flow ETF · $299M

+22.2%3 years · per year$18,259 · […][…]

+9.4%5 years · per year$15,696 · […][…]

0.03%Expense ratio$3 · $67 on $10k · lower wins0.67%

3.13%12-mo yield$313 · $171 on $10k1.71%

−11.5%Worst dropSmaller wins−7.3%

17.7%VolatilityLower wins14.7%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSCHF · IFLO

0.8%SAP.DE1.7%

0.5%6758.T1.6%

0.4%CNQ.TO2.1%

0.4%ENR.DE1.4%

Held in common8.3%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASCHF	Schwab International Equity ETFRead Desk	0.03%	3.13%	−0.3%	+12.8%	+17.4%	+22.2%	+9.4%	−11.5%	$67.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.41%	−0.4%	+9.8%	+13.1%	+20.7%	+7.9%	−11.3%	$163.2B
3	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk	0.67%	1.71%	−0.6%	+27.3%	+33.1%	new	new	−7.3%	$299M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASCHF	Schwab International Equity ETFRead Desk	0.03%	3.13%	−0.3%	+12.8%	+17.4%	+22.2%	+9.4%	−11.5%	$67.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.41%	−0.4%	+9.8%	+13.1%	+20.7%	+7.9%	−11.3%	$163.2B
3	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk	0.67%	1.71%	−0.6%	+27.3%	+33.1%	new	new	−7.3%	$299M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHF vs IFLO

SCHF

Schwab International Equity

$15,696

IFLO

VictoryShares International Free Cash Flow

[…]

MeasureSCHFIFLO

Fee0.03%0.67%

Cost on $10k a year$3$67

Yield3.13%1.71%

5 years, per year+9.4%[…]

3 years, per year+22.2%[…]

Worst drop · 1Y−11.5%−7.3%

Volatility · 1Y17.7%14.7%

2–2measures won
level

8.3%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+9.8%

IXUSiShares

+10.2%

+9.8%Year to date+10.2%

2.4%Yield3.0%

$163BAssets$57.0B

2–0IXUS wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: SCHF, IFLO, VXUS

Today

61.9%most shared, SCHF and VXUS

SCHFIFLOVXUS

SCHF—8.3%61.9%

IFLO8.3%—5.1%

VXUS61.9%5.1%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$310most kept, SCHF

SCHF$313 − $3 = $310

VXUS$241 − $5 = $236

IFLO$171 − $67 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee