SCHF vs IPOS

ASCHF

BIPOS

Measures won6–0SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,397SCHF · VEA $15,197

Lowest cost0.03%SCHF · $3 on $10k

Most income3.19%SCHF · $319 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common0.0%SCHF and IPOS

SCHF

IPOS

Schwab International Equity ETF · $67.8BRenaissance International IPO ETF · $9M

+20.3%3 years · per year$17,419 · $14,037+12.0%

+9.0%5 years · per year$15,397 · $6,132−9.3%

0.03%Expense ratio$3 · $80 on $10k · lower wins0.80%

3.19%12-mo yield$319 · $83 on $10k0.83%

−11.5%Worst dropSmaller wins−33.2%

18.2%VolatilityLower wins35.7%

6–0SCHF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHF · IPOS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.83%	−1.8%	+3.7%	+1.7%	+12.0%	−9.3%	−33.2%	$9M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.83%	−1.8%	+3.7%	+1.7%	+12.0%	−9.3%	−33.2%	$9M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHF vs IPOS

SCHF

Schwab International Equity

$15,397

IPOS

Renaissance International IPO

$6,132

MeasureSCHFIPOS

Fee0.03%0.80%

Cost on $10k a year$3$80

Yield3.19%0.83%

5 years, per year+9.0%−9.3%

3 years, per year+20.3%+12.0%

Worst drop · 1Y−11.5%−33.2%

Volatility · 1Y18.2%35.7%

6–0measures won
SCHF first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: SCHF, IPOS, VXUS, VEA

Today

84.3%most shared, SCHF and VEA

SCHFIPOSVXUSVEA

SCHF—0.0%61.8%84.3%

IPOS0.0%—0.0%0.0%

VXUS61.8%0.0%—65.3%

VEA84.3%0.0%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee