SCHR vs SGOV

ASCHR

BSGOV

Measures won2–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SGOV $12,091

Lowest cost0.03%SCHR · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SCHR and SGOV

SCHR

SGOV

Schwab Intermediate-Term U.S. Treasury ETF · $13.7BiShares 0-3 Month Treasury Bond ETF · $117B

+4.3%3 years · per year$11,344 · $11,417+4.5%

+0.2%5 years · per year$10,105 · $12,091+3.9%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

4.02%12-mo yield$402 · $363 on $10k3.63%

−4.5%Worst dropSmaller wins0.0%

3.6%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHR · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	ASCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.5%	−0.1%	+4.3%	+0.2%	−4.5%	$13.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	ASCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.5%	−0.1%	+4.3%	+0.2%	−4.5%	$13.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHR vs SGOV

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,105

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureSCHRSGOV

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield4.02%3.63%

5 years, per year+0.2%+3.9%

3 years, per year+4.3%+4.5%

Worst drop · 1Y−4.5%+0.0%

Volatility · 1Y3.6%0.2%

4–2measures won
SGOV first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: SCHR, SGOV, VOO, VCIT

Today

0.0%most shared, SCHR and VOO

SCHRSGOVVOOVCIT

SCHR—[…]0.0%[…]

SGOV[…]—[…][…]

VOO0.0%[…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHR$402 − $3 = $399

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee