SCHR vs SPY

ASCHR

BSPY

Measures won4–2SCHR wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · SCHR $10,121

Lowest cost0.03%SCHR · $3 on $10k

Most income4.02%SCHR · $402 on $10k

Smallest drop−4.5%SCHR · worst fall in 1Y

Held in common0.0%SCHR and SPY

SCHR

SPY

Schwab Intermediate-Term U.S. Treasury ETF · $13.7BState Street SPDR S&P 500 ETF · $805B

+4.7%3 years · per year$11,476 · $18,174+22.0%

+0.2%5 years · per year$10,121 · $17,099+11.3%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

4.02%12-mo yield$402 · $103 on $10k1.03%

−4.5%Worst dropSmaller wins−8.9%

3.6%VolatilityLower wins13.6%

4–2SCHR wins

$10,000 · 5 yearsOne scale

Shared top holdingsSCHR · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	ASCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk		0.03%	4.02%	+0.4%	−0.3%	+0.1%	+4.7%	+0.2%	−4.5%	$13.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	ASCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk		0.03%	4.02%	+0.4%	−0.3%	+0.1%	+4.7%	+0.2%	−4.5%	$13.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHR vs SPY

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,121

SPY

SPDR S&P 500

$17,099

MeasureSCHRSPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield4.02%1.03%

5 years, per year+0.2%+11.3%

3 years, per year+4.7%+22.0%

Worst drop · 1Y−4.5%−8.9%

Volatility · 1Y3.6%13.6%

4–2measures won
SCHR first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: SCHR, SPY

Today

0.0%most shared, SCHR and SPY

SCHRSPY

SCHR—0.0%

SPY0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$399most kept, SCHR

SCHR$402 − $3 = $399

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee