VOO vs SCIO

AVOO

BSCIO

Measures won1–3SCIO wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SGOV $12,091

Lowest cost0.03%VOO · $3 on $10k

Most income5.64%SCIO · $564 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VOO and SCIO

VOO

SCIO

Vanguard S&P 500 ETF · $1.00TFirst Trust Structured Credit Income Opportunities ETF · $580M

+22.0%3 years · per year$18,159 · […][…]

+11.9%5 years · per year$17,543 · […][…]

0.03%Expense ratio$3 · $70 on $10k · lower wins0.70%

1.07%12-mo yield$107 · $564 on $10k5.64%

−8.9%Worst dropSmaller wins−2.7%

13.7%VolatilityLower wins2.7%

1–3SCIO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVOO · SCIO

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BSCIO	First Trust Structured Credit Income Opportunities ETFRead Desk	0.70%	5.64%	+0.1%	+2.2%	+3.1%	new	new	−2.7%	$580M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BSCIO	First Trust Structured Credit Income Opportunities ETFRead Desk	0.70%	5.64%	+0.1%	+2.2%	+3.1%	new	new	−2.7%	$580M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VOO vs SCIO

VOO

Vanguard S&P 500

$17,543

SCIO

First Trust Structured Credit Income Opportunities

[…]

MeasureVOOSCIO

Fee0.03%0.70%

Cost on $10k a year$3$70

Yield1.07%5.64%

5 years, per year+11.9%[…]

3 years, per year+22.0%[…]

Worst drop · 1Y−8.9%−2.7%

Volatility · 1Y13.7%2.7%

3–1measures won
SCIO first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

Overlap: SCIO, SGOV, VOO, BND

Today

[…]holdings […]

SCIOSGOVVOOBND

SCIO—[…][…][…]

SGOV[…]—[…][…]

VOO[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$494most kept, SCIO

SCIO$564 − $70 = $494

BND$412 − $3 = $409

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee