SCIO vs SGOV

ASCIO

BSGOV

Measures won1–3SGOV wins · of 6 · 5Y

$10,000 · 5Y$16,697VTI · SGOV $12,091

Lowest cost0.03%VTI · $3 on $10k

Most income5.64%SCIO · $564 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SCIO and SGOV

SCIO

SGOV

First Trust Structured Credit Income Opportunities ETF · $580MiShares 0-3 Month Treasury Bond ETF · $117B

[…]3 years · per year[…] · $11,417+4.5%

[…]5 years · per year[…] · $12,091+3.9%

0.70%Expense ratio$70 · $9 on $10k · lower wins0.09%

5.64%12-mo yield$564 · $363 on $10k3.63%

−2.7%Worst dropSmaller wins0.0%

2.7%VolatilityLower wins0.2%

1–3SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSCIO · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	ASCIO	First Trust Structured Credit Income Opportunities ETFRead Desk	0.70%	5.64%	+0.1%	+2.2%	+3.1%	new	new	−2.7%	$580M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	ASCIO	First Trust Structured Credit Income Opportunities ETFRead Desk	0.70%	5.64%	+0.1%	+2.2%	+3.1%	new	new	−2.7%	$580M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCIO vs SGOV

SCIO

First Trust Structured Credit Income Opportunities

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureSCIOSGOV

Fee0.70%0.09%

Cost on $10k a year$70$9

Yield5.64%3.63%

5 years, per year[…]+3.9%

3 years, per year[…]+4.5%

Worst drop · 1Y−2.7%+0.0%

Volatility · 1Y2.7%0.2%

3–1measures won
SGOV first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: SCIO, SGOV, VTI

Today

[…]holdings […]

SCIOSGOVVTI

SCIO—[…][…]

SGOV[…]—[…]

VTI[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$494most kept, SCIO

SCIO$564 − $70 = $494

SGOV$363 − $9 = $354

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee