SCIO vs VCIT

ASCIO

BVCIT

Measures won3–1SCIO wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.64%SCIO · $564 on $10k

Smallest drop−2.7%SCIO · worst fall in 1Y

Held in common[…]SCIO and VCIT

SCIO

VCIT

First Trust Structured Credit Income Opportunities ETF · $580MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

[…]3 years · per year[…] · $12,129+6.6%

[…]5 years · per year[…] · $10,510+1.0%

0.70%Expense ratio$70 · $3 on $10k · lower wins0.03%

5.64%12-mo yield$564 · $502 on $10k5.02%

−2.7%Worst dropSmaller wins−4.9%

2.7%VolatilityLower wins4.5%

3–1SCIO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCIO · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
4	ASCIO	First Trust Structured Credit Income Opportunities ETFRead Desk	0.70%	5.64%	+0.1%	+2.2%	+3.1%	new	new	−2.7%	$580M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
4	ASCIO	First Trust Structured Credit Income Opportunities ETFRead Desk	0.70%	5.64%	+0.1%	+2.2%	+3.1%	new	new	−2.7%	$580M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCIO vs VCIT

SCIO

First Trust Structured Credit Income Opportunities

[…]

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureSCIOVCIT

Fee0.70%0.03%

Cost on $10k a year$70$3

Yield5.64%5.02%

5 years, per year[…]+1.0%

3 years, per year[…]+6.6%

Worst drop · 1Y−2.7%−4.9%

Volatility · 1Y2.7%4.5%

3–1measures won
SCIO first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: SCIO, VCIT, IVV, BNDX

Today

[…]holdings […]

SCIOVCITIVVBNDX

SCIO—[…][…][…]

VCIT[…]—[…][…]

IVV[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCIO$564 − $70 = $494

BNDX$463 − $7 = $456

IVV$111 − $3 = $108

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee