IVV vs SCMB

AIVV

BSCMB

Measures won1–3SCMB wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VCIT $10,510

Lowest cost0.03%SCMB · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]IVV and SCMB

IVV

SCMB

iShares Core S&P 500 ETF · $853BSchwab Municipal Bond ETF · $4.1B

+22.0%3 years · per year$18,159 · $11,310+4.2%

+11.9%5 years · per year$17,545 · […][…]

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

1.11%12-mo yield$111 · $359 on $10k3.59%

−8.9%Worst dropSmaller wins−6.7%

13.8%VolatilityLower wins3.9%

1–3SCMB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · SCMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BSCMB	Schwab Municipal Bond ETFRead Desk	0.03%	3.59%	0.0%	+0.5%	+0.8%	+4.2%	new	−6.7%	$4.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	BSCMB	Schwab Municipal Bond ETFRead Desk	0.03%	3.59%	0.0%	+0.5%	+0.8%	+4.2%	new	−6.7%	$4.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs SCMB

IVV

iShares Core S&P 500

$17,545

SCMB

Schwab Municipal Bond

[…]

MeasureIVVSCMB

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield1.11%3.59%

5 years, per year+11.9%[…]

3 years, per year+22.0%+4.2%

Worst drop · 1Y−8.9%−6.7%

Volatility · 1Y13.8%3.9%

3–1measures won
SCMB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: SCMB, IVV, VCIT, BND

Today

[…]holdings […]

SCMBIVVVCITBND

SCMB—[…][…][…]

IVV[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SCMB$359 − $3 = $356

IVV$111 − $3 = $108

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee