SCMB vs SCHD

ASCMB

BSCHD

Measures won4–1SCMB wins · of 6 · 5Y

$10,000 · 5Y$16,459SCHD · VCIT $10,510

Lowest cost0.03%SCMB · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]SCMB and SCHD

SCMB

SCHD

Schwab Municipal Bond ETF · $4.1BSchwab U.S. Dividend Equity ETF · $120B

+4.2%3 years · per year$11,310 · $17,123+19.6%

[…]5 years · per year[…] · $16,459+10.5%

0.03%Expense ratio$3 · $6 on $10k · lower wins0.06%

3.59%12-mo yield$359 · $296 on $10k2.96%

−6.7%Worst dropSmaller wins−6.9%

3.9%VolatilityLower wins11.8%

4–1SCMB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCMB · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
4	ASCMB	Schwab Municipal Bond ETFRead Desk	0.03%	3.59%	0.0%	+0.5%	+0.8%	+4.2%	new	−6.7%	$4.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
4	ASCMB	Schwab Municipal Bond ETFRead Desk	0.03%	3.59%	0.0%	+0.5%	+0.8%	+4.2%	new	−6.7%	$4.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCMB vs SCHD

SCMB

Schwab Municipal Bond

[…]

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureSCMBSCHD

Fee0.03%0.06%

Cost on $10k a year$3$6

Yield3.59%2.96%

5 years, per year[…]+10.5%

3 years, per year+4.2%+19.6%

Worst drop · 1Y−6.7%−6.9%

Volatility · 1Y3.9%11.8%

4–1measures won
SCMB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: SCMB, SCHD, VCIT, BNDX

Today

[…]holdings […]

SCMBSCHDVCITBNDX

SCMB—[…][…][…]

SCHD[…]—[…][…]

VCIT[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$463 − $7 = $456

SCMB$359 − $3 = $356

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee