SCMB vs SGOV

ASCMB

BSGOV

Measures won1–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · BND $9,983

Lowest cost0.03%SCMB · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SCMB and SGOV

SCMB

SGOV

Schwab Municipal Bond ETF · $4.1BiShares 0-3 Month Treasury Bond ETF · $117B

+4.4%3 years · per year$11,395 · $11,417+4.5%

[…]5 years · per year[…] · $12,086+3.9%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

3.61%12-mo yield$361 · $363 on $10k3.63%

−6.7%Worst dropSmaller wins0.0%

3.8%VolatilityLower wins0.2%

1–4SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSCMB · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	ASCMB	Schwab Municipal Bond ETFRead Desk	0.03%	3.61%	+0.4%	0.0%	+0.4%	+4.4%	new	−6.7%	$4.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	ASCMB	Schwab Municipal Bond ETFRead Desk	0.03%	3.61%	+0.4%	0.0%	+0.4%	+4.4%	new	−6.7%	$4.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCMB vs SGOV

SCMB

Schwab Municipal Bond

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureSCMBSGOV

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield3.61%3.63%

5 years, per year[…]+3.9%

3 years, per year+4.4%+4.5%

Worst drop · 1Y−6.7%+0.0%

Volatility · 1Y3.8%0.2%

3–1measures won
SGOV first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: SCMB, SGOV, BND

Today

[…]holdings […]

SCMBSGOVBND

SCMB—[…][…]

SGOV[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SCMB$361 − $3 = $358

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee