SGOV vs OBIL

ASGOV

BOBIL

Measures won4–1SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SGOV and OBIL

SGOV

OBIL

iShares 0-3 Month Treasury Bond ETF · $117BUS Treasury 12 Month Bill ETF · $337M

+4.5%3 years · per year$11,419 · $11,382+4.4%

+3.9%5 years · per year$12,090 · […][…]

0.09%Expense ratio$9 · $15 on $10k · lower wins0.15%

3.63%12-mo yield$363 · $372 on $10k3.72%

0.0%Worst dropSmaller wins−0.2%

0.2%VolatilityLower wins0.6%

4–1SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSGOV · OBIL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BOBIL	US Treasury 12 Month Bill ETFRead Desk	0.15%	3.72%	0.0%	+2.7%	+3.5%	+4.4%	new	−0.2%	$337M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BOBIL	US Treasury 12 Month Bill ETFRead Desk	0.15%	3.72%	0.0%	+2.7%	+3.5%	+4.4%	new	−0.2%	$337M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SGOV vs OBIL

SGOV

iShares 0-3 Month Treasury Bond

$12,090

OBIL

US Treasury 12 Month Bill

[…]

MeasureSGOVOBIL

Fee0.09%0.15%

Cost on $10k a year$9$15

Yield3.63%3.72%

5 years, per year+3.9%[…]

3 years, per year+4.5%+4.4%

Worst drop · 1Y+0.0%−0.2%

Volatility · 1Y0.2%0.6%

4–1measures won
SGOV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: SGOV, OBIL, VCIT

Today

[…]holdings […]

SGOVOBILVCIT

SGOV—[…][…]

OBIL[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

OBIL$372 − $15 = $357

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee