SGOV vs SHM

ASGOV

BSHM

Measures won6–0SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · SHM $10,542

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SGOV and SHM

SGOV

SHM

iShares 0-3 Month Treasury Bond ETF · $117BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+4.5%3 years · per year$11,419 · $11,066+3.4%

+3.9%5 years · per year$12,086 · $10,542+1.1%

0.09%Expense ratio$9 · $20 on $10k · lower wins0.20%

3.63%12-mo yield$363 · $271 on $10k2.71%

0.0%Worst dropSmaller wins−2.7%

0.2%VolatilityLower wins1.8%

6–0SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSGOV · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SGOV vs SHM

SGOV

iShares 0-3 Month Treasury Bond

$12,086

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,542

MeasureSGOVSHM

Fee0.09%0.20%

Cost on $10k a year$9$20

Yield3.63%2.71%

5 years, per year+3.9%+1.1%

3 years, per year+4.5%+3.4%

Worst drop · 1Y+0.0%−2.7%

Volatility · 1Y0.2%1.8%

6–0measures won
SGOV first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: SGOV, SHM, VCIT

Today

[…]holdings […]

SGOVSHMVCIT

SGOV—[…][…]

SHM[…]—[…]

VCIT[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

SGOV$363 − $9 = $354

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee