SHM vs SGOV

ASHM

BSGOV

Measures won0–6SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · SHM $10,542

Lowest cost0.06%IUSB · $6 on $10k

Most income4.34%IUSB · $434 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SHM and SGOV

SHM

SGOV

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5BiShares 0-3 Month Treasury Bond ETF · $117B

+3.4%3 years · per year$11,066 · $11,419+4.5%

+1.1%5 years · per year$10,542 · $12,086+3.9%

0.20%Expense ratio$20 · $9 on $10k · lower wins0.09%

2.71%12-mo yield$271 · $363 on $10k3.63%

−2.7%Worst dropSmaller wins0.0%

1.8%VolatilityLower wins0.2%

0–6SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSHM · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SHM vs SGOV

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,542

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureSHMSGOV

Fee0.20%0.09%

Cost on $10k a year$20$9

Yield2.71%3.63%

5 years, per year+1.1%+3.9%

3 years, per year+3.4%+4.5%

Worst drop · 1Y−2.7%+0.0%

Volatility · 1Y1.8%0.2%

6–0measures won
SGOV first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: SHM, SGOV, IUSB

Today

[…]holdings […]

SHMSGOVIUSB

SHM—[…][…]

SGOV[…]—[…]

IUSB[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

SGOV$363 − $9 = $354

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee