SHM vs VTI

ASHM

BVTI

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,332VTI · SHM $10,567

Lowest cost0.03%VTI · $3 on $10k

Most income2.70%SHM · $270 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]SHM and VTI

SHM

VTI

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5BVanguard Morningstar Total Stock Market ETF · $689B

+3.4%3 years · per year$11,058 · $18,113+21.9%

+1.1%5 years · per year$10,567 · $16,332+10.3%

0.20%Expense ratio$20 · $3 on $10k · lower wins0.03%

2.70%12-mo yield$270 · $110 on $10k1.10%

−2.7%Worst dropSmaller wins−8.9%

1.8%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsSHM · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
2	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk		0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
2	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk		0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SHM vs VTI

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,567

VTI

Vanguard Morningstar Total Stock Market

$16,332

MeasureSHMVTI

Fee0.20%0.03%

Cost on $10k a year$20$3

Yield2.70%1.10%

5 years, per year+1.1%+10.3%

3 years, per year+3.4%+21.9%

Worst drop · 1Y−2.7%−8.9%

Volatility · 1Y1.8%13.7%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: SHM, VTI

Today

[…]holdings […]

SHMVTI

SHM—[…]

VTI[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$250most kept, SHM

SHM$270 − $20 = $250

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee