SHYD vs MMMA

ASHYD

BMMMA

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,639SHYD

Lowest cost0.32%SHYD · $32 on $10k

Most income3.71%MMMA · $371 on $10k

Smallest drop−4.2%SHYD · worst fall in 1Y

Held in common[…]SHYD and MMMA

SHYD

MMMA

VanEck Short High Yield Muni ETF · $531MNYLI MacKay Muni Allocation ETF · $60M

+5.5%3 years · per year$11,730 · […][…]

+1.2%5 years · per year$10,639 · […][…]

0.32%Expense ratio$32 · $40 on $10k · lower wins0.40%

3.63%12-mo yield$363 · $371 on $10k3.71%

−4.2%Worst dropSmaller wins[…]

3.3%VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsOne scale

Shared top holdingsSHYD · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ASHYD	VanEck Short High Yield Muni ETFRead Desk		0.32%	3.63%	0.0%	+1.9%	+3.3%	+5.5%	+1.2%	−4.2%	$531M
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ASHYD	VanEck Short High Yield Muni ETFRead Desk		0.32%	3.63%	0.0%	+1.9%	+3.3%	+5.5%	+1.2%	−4.2%	$531M
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SHYD vs MMMA

SHYD

VanEck Short High Yield Muni

$10,639

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureSHYDMMMA

Fee0.32%0.40%

Cost on $10k a year$32$40

Yield3.63%3.71%

5 years, per year+1.2%[…]

3 years, per year+5.5%[…]

Worst drop · 1Y−4.2%[…]

Volatility · 1Y3.3%[…]

1–1measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: SHYD, MMMA

Today

[…]holdings […]

SHYDMMMA

SHYD—[…]

MMMA[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$331most kept, SHYD

SHYD$363 − $32 = $331

MMMA$371 − $40 = $331

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee