SHYD vs SGOV

ASHYD

BSGOV

Measures won1–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · SHYD $10,643

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SHYD and SGOV

SHYD

SGOV

VanEck Short High Yield Muni ETF · $531MiShares 0-3 Month Treasury Bond ETF · $116B

+5.3%3 years · per year$11,680 · $11,417+4.5%

+1.3%5 years · per year$10,644 · $12,091+3.9%

0.32%Expense ratio$32 · $9 on $10k · lower wins0.09%

3.63%12-mo yield$363 · $363 on $10k3.63%

−4.2%Worst dropSmaller wins0.0%

3.3%VolatilityLower wins0.2%

1–4SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSHYD · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	ASHYD	VanEck Short High Yield Muni ETFRead Desk	0.32%	3.63%	0.0%	+1.9%	+3.1%	+5.3%	+1.3%	−4.2%	$531M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	ASHYD	VanEck Short High Yield Muni ETFRead Desk	0.32%	3.63%	0.0%	+1.9%	+3.1%	+5.3%	+1.3%	−4.2%	$531M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SHYD vs SGOV

SHYD

VanEck Short High Yield Muni

$10,643

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureSHYDSGOV

Fee0.32%0.09%

Cost on $10k a year$32$9

Yield3.63%3.63%

5 years, per year+1.3%+3.9%

3 years, per year+5.3%+4.5%

Worst drop · 1Y−4.2%+0.0%

Volatility · 1Y3.3%0.2%

4–1measures won
SGOV first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: SHYD, SGOV, VCIT

Today

[…]holdings […]

SHYDSGOVVCIT

SHYD—[…][…]

SGOV[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

SHYD$363 − $32 = $331

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee