SMB vs IUSB

ASMB

BIUSB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · SMB $10,690

Lowest cost0.06%IUSB · $6 on $10k

Most income4.33%IUSB · $433 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SMB and IUSB

SMB

IUSB

VanEck Short Muni ETF · $396MiShares Core Universal USD Bond ETF · $50.4B

+3.8%3 years · per year$11,170 · $11,909+6.0%

+1.3%5 years · per year$10,690 · $10,142+0.3%

0.07%Expense ratio$7 · $6 on $10k · lower wins0.06%

2.83%12-mo yield$283 · $433 on $10k4.33%

−2.3%Worst dropSmaller wins−4.3%

2.5%VolatilityLower wins3.9%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSMB · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	ASMB	VanEck Short Muni ETFRead Desk	0.07%	2.83%	−0.2%	+1.1%	+2.2%	+3.8%	+1.3%	−2.3%	$396M
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	ASMB	VanEck Short Muni ETFRead Desk	0.07%	2.83%	−0.2%	+1.1%	+2.2%	+3.8%	+1.3%	−2.3%	$396M
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SMB vs IUSB

SMB

VanEck Short Muni

$10,690

IUSB

iShares Core Universal USD Bond

$10,142

MeasureSMBIUSB

Fee0.07%0.06%

Cost on $10k a year$7$6

Yield2.83%4.33%

5 years, per year+1.3%+0.3%

3 years, per year+3.8%+6.0%

Worst drop · 1Y−2.3%−4.3%

Volatility · 1Y2.5%3.9%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: SMB, IUSB, SGOV

Today

[…]holdings […]

SMBIUSBSGOV

SMB—[…][…]

IUSB[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

SMB$283 − $7 = $276

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee