SUB vs SMB

ASUB

BSMB

Measures won3–2SUB wins · of 6 · 5Y

$10,000 · 5Y$10,853SUB · SMB $10,690

Lowest cost0.03%BND · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]SUB and SMB

SUB

SMB

iShares Short-Term National Muni Bond ETF · $13.3BVanEck Short Muni ETF · $394M

+3.4%3 years · per year$11,053 · $11,170+3.8%

+1.7%5 years · per year$10,853 · $10,690+1.3%

0.07%Expense ratio$7 · $7 on $10k · lower wins0.07%

2.57%12-mo yield$257 · $283 on $10k2.83%

−1.9%Worst dropSmaller wins−2.3%

1.4%VolatilityLower wins2.5%

3–2SUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSUB · SMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	+0.1%	+1.6%	+2.4%	+3.4%	+1.7%	−1.9%	$13.3B
2	BSMB	VanEck Short Muni ETFRead Desk	0.07%	2.83%	−0.2%	+1.1%	+2.2%	+3.8%	+1.3%	−2.3%	$394M
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	+0.1%	+1.6%	+2.4%	+3.4%	+1.7%	−1.9%	$13.3B
2	BSMB	VanEck Short Muni ETFRead Desk	0.07%	2.83%	−0.2%	+1.1%	+2.2%	+3.8%	+1.3%	−2.3%	$394M
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SUB vs SMB

SUB

iShares Short-Term National Muni Bond

$10,853

SMB

VanEck Short Muni

$10,690

MeasureSUBSMB

Fee0.07%0.07%

Cost on $10k a year$7$7

Yield2.57%2.83%

5 years, per year+1.7%+1.3%

3 years, per year+3.4%+3.8%

Worst drop · 1Y−1.9%−2.3%

Volatility · 1Y1.4%2.5%

3–2measures won
SUB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: SMB, SUB, BND

Today

[…]holdings […]

SMBSUBBND

SMB—[…][…]

SUB[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SMB$283 − $7 = $276

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee