SMB vs VCIT

ASMB

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · SMB $10,722

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SMB and VCIT

SMB

VCIT

VanEck Short Muni ETF · $394MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+3.9%3 years · per year$11,217 · $12,336+7.2%

+1.4%5 years · per year$10,722 · $10,469+0.9%

0.07%Expense ratio$7 · $3 on $10k · lower wins0.03%

2.82%12-mo yield$282 · $503 on $10k5.03%

−2.3%Worst dropSmaller wins−4.9%

2.5%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSMB · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ASMB	VanEck Short Muni ETFRead Desk	0.07%	2.82%	+0.5%	+1.4%	+2.5%	+3.9%	+1.4%	−2.3%	$394M
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ASMB	VanEck Short Muni ETFRead Desk	0.07%	2.82%	+0.5%	+1.4%	+2.5%	+3.9%	+1.4%	−2.3%	$394M
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SMB vs VCIT

SMB

VanEck Short Muni

$10,722

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,469

MeasureSMBVCIT

Fee0.07%0.03%

Cost on $10k a year$7$3

Yield2.82%5.03%

5 years, per year+1.4%+0.9%

3 years, per year+3.9%+7.2%

Worst drop · 1Y−2.3%−4.9%

Volatility · 1Y2.5%4.5%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: SMB, VCIT, SGOV

Today

[…]holdings […]

SMBVCITSGOV

SMB—[…][…]

VCIT[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

SGOV$363 − $9 = $354

SMB$282 − $7 = $275

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee