SMBS vs SGOV

ASMBS

BSGOV

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV

Lowest cost0.03%SMBS · $3 on $10k

Most income5.28%SMBS · $528 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SMBS and SGOV

SMBS

SGOV

Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.4BiShares 0-3 Month Treasury Bond ETF · $117B

[…]3 years · per year[…] · $11,417+4.5%

[…]5 years · per year[…] · $12,086+3.9%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

5.28%12-mo yield$528 · $363 on $10k3.63%

−5.2%Worst dropSmaller wins0.0%

4.7%VolatilityLower wins0.2%

2–2Level

$10,000 · 5 yearsOne scale

Shared top holdingsSMBS · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk		0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ASMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk		0.03%	5.28%	+0.3%	+0.4%	+1.1%	new	new	−5.2%	$6.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk		0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ASMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk		0.03%	5.28%	+0.3%	+0.4%	+1.1%	new	new	−5.2%	$6.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SMBS vs SGOV

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureSMBSSGOV

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield5.28%3.63%

5 years, per year[…]+3.9%

3 years, per year[…]+4.5%

Worst drop · 1Y−5.2%+0.0%

Volatility · 1Y4.7%0.2%

2–2measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: SMBS, SGOV

Today

[…]holdings […]

SMBSSGOV

SMBS—[…]

SGOV[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$525most kept, SMBS

SMBS$528 − $3 = $525

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee