SPAB vs IUSB

ASPAB

BIUSB

Measures won1–4IUSB wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%SPAB · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SPAB and IUSB

SPAB

IUSB

State Street SPDR Portfolio Aggregate Bond ETF · $10.3BiShares Core Universal USD Bond ETF · $50.4B

+5.2%3 years · per year$11,649 · $11,774+5.6%

−0.1%5 years · per year$9,956 · $10,138+0.3%

0.03%Expense ratio$3 · $6 on $10k · lower wins0.06%

4.23%12-mo yield$423 · $434 on $10k4.34%

−4.7%Worst dropSmaller wins−4.3%

3.9%VolatilityLower wins3.9%

1–4IUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPAB · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	ASPAB	State Street SPDR Portfolio Aggregate Bond ETFRead Desk	0.03%	4.23%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.7%	$10.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	ASPAB	State Street SPDR Portfolio Aggregate Bond ETFRead Desk	0.03%	4.23%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.7%	$10.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPAB vs IUSB

SPAB

SPDR Portfolio Aggregate Bond

$9,956

IUSB

iShares Core Universal USD Bond

$10,138

MeasureSPABIUSB

Fee0.03%0.06%

Cost on $10k a year$3$6

Yield4.23%4.34%

5 years, per year−0.1%+0.3%

3 years, per year+5.2%+5.6%

Worst drop · 1Y−4.7%−4.3%

Volatility · 1Y3.9%3.9%

4–1measures won
IUSB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: SPAB, IUSB, SGOV, VCIT

Today

[…]holdings […]

SPABIUSBSGOVVCIT

SPAB—[…][…][…]

IUSB[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

SPAB$423 − $3 = $420

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee