SPBO vs VCIT · Compare Desk

AVCIT

BSGOV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,084SGOV · VCIT $10,440

Lowest cost0.03%VCIT · $3 on $10k

Most income5.06%VCIT · $506 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VCIT and SGOV

VCIT vs SGOV

VCIT

SGOV

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BiShares 0-3 Month Treasury Bond ETF · $117B

+6.9%3 years · per year$12,231 · $11,420+4.5%

+0.9%5 years · per year$10,440 · $12,084+3.9%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

5.06%12-mo yield$506 · $363 on $10k3.63%

−4.9%Worst dropSmaller wins0.0%

4.4%VolatilityLower wins0.2%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.06%	0.0%	−1.5%	−0.7%	+6.9%	+0.9%	−4.9%	$66.6B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.2%	−0.5%	−0.1%	+5.6%	+0.2%	−4.3%	$50.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.06%	0.0%	−1.5%	−0.7%	+6.9%	+0.9%	−4.9%	$66.6B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.2%	−0.5%	−0.1%	+5.6%	+0.2%	−4.3%	$50.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs SGOV

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,440

SGOV

iShares 0-3 Month Treasury Bond

$12,084

MeasureVCITSGOV

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield5.06%3.63%

5 years, per year+0.9%+3.9%

3 years, per year+6.9%+4.5%

Worst drop · 1Y−4.9%+0.0%

Volatility · 1Y4.4%0.2%

3–3measures won
level

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: VCIT, SGOV, IUSB

Today

[…]holdings […]

VCITSGOVIUSB

VCIT—[…][…]

SGOV[…]—[…]

IUSB[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$503most kept, VCIT

VCIT$506 − $3 = $503

IUSB$436 − $6 = $430

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee