SPIB vs SGOV

ASPIB

BSGOV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · SPIB $10,940

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SPIB and SGOV

SPIB

SGOV

State Street SPDR Portfolio Intermediate Term Corporate Bond ETF · $11.5BiShares 0-3 Month Treasury Bond ETF · $117B

+6.4%3 years · per year$12,062 · $11,417+4.5%

+1.8%5 years · per year$10,940 · $12,086+3.9%

0.04%Expense ratio$4 · $9 on $10k · lower wins0.09%

4.61%12-mo yield$461 · $363 on $10k3.63%

−2.9%Worst dropSmaller wins0.0%

3.1%VolatilityLower wins0.2%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPIB · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ASPIB	State Street SPDR Portfolio Intermediate Term Corporate Bond ETFRead Desk	0.04%	4.61%	+0.2%	+0.5%	+1.3%	+6.4%	+1.8%	−2.9%	$11.5B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	ASPIB	State Street SPDR Portfolio Intermediate Term Corporate Bond ETFRead Desk	0.04%	4.61%	+0.2%	+0.5%	+1.3%	+6.4%	+1.8%	−2.9%	$11.5B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPIB vs SGOV

SPIB

SPDR Portfolio Intermediate Term Corporate Bond

$10,940

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureSPIBSGOV

Fee0.04%0.09%

Cost on $10k a year$4$9

Yield4.61%3.63%

5 years, per year+1.8%+3.9%

3 years, per year+6.4%+4.5%

Worst drop · 1Y−2.9%+0.0%

Volatility · 1Y3.1%0.2%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: SPIB, SGOV, VCIT

Today

[…]holdings […]

SPIBSGOVVCIT

SPIB—[…][…]

SGOV[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SPIB$461 − $4 = $457

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee