MUB vs SPY

AMUB

BSPY

Measures won4–2MUB wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · MUB $10,414

Lowest cost0.03%BND · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−0.2%CGUI · worst fall in 1Y

Held in common[…]MUB and SPY

MUB

SPY

iShares National Muni Bond ETF · $55.0BState Street SPDR S&P 500 ETF · $778B

+4.5%3 years · per year$11,418 · $18,039+21.7%

+0.8%5 years · per year$10,414 · $17,118+11.3%

0.05%Expense ratio$5 · $9 on $10k · lower wins0.09%

3.27%12-mo yield$327 · $103 on $10k1.03%

−6.3%Worst dropSmaller wins−8.9%

3.7%VolatilityLower wins13.6%

4–2MUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsMUB · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	AMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	CGUI	Capital Group Ultra Short Income ETFRead Desk	0.18%	3.82%	−0.1%	+2.9%	+3.8%	new	new	−0.2%	$388M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	AMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	CGUI	Capital Group Ultra Short Income ETFRead Desk	0.18%	3.82%	−0.1%	+2.9%	+3.8%	new	new	−0.2%	$388M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

MUB vs SPY

MUB

iShares National Muni Bond

$10,414

SPY

SPDR S&P 500

$17,118

MeasureMUBSPY

Fee0.05%0.09%

Cost on $10k a year$5$9

Yield3.27%1.03%

5 years, per year+0.8%+11.3%

3 years, per year+4.5%+21.7%

Worst drop · 1Y−6.3%−8.9%

Volatility · 1Y3.7%13.6%

4–2measures won
MUB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: SPY, CGUI, MUB, BND

Today

[…]holdings […]

SPYCGUIMUBBND

SPY—[…][…][…]

CGUI[…]—[…][…]

MUB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

CGUI$382 − $18 = $364

MUB$327 − $5 = $322

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee