SPY vs DFAC

ASPY

BDFAC

Measures won4–2SPY wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common69.0%SPY and DFAC

SPY

DFAC

State Street SPDR S&P 500 ETF · $819BDimensional - US Core Equity 2 ETF · $85.7B

+21.7%3 years · per year$18,039 · $17,722+21.0%

+11.3%5 years · per year$17,118 · $16,525+10.6%

0.09%Expense ratio$9 · $21 on $10k · lower wins0.21%

1.03%12-mo yield$103 · $90 on $10k0.90%

−8.9%Worst dropSmaller wins−8.5%

13.6%VolatilityLower wins12.9%

4–2SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPY · DFAC

7.9%AAPL5.9%

6.3%MSFT5.0%

6.9%NVDA4.8%

4.0%AMZN2.7%

Held in common69.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	+0.2%	+11.4%	+13.8%	+21.0%	+10.6%	−8.5%	$85.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	+0.2%	+11.4%	+13.8%	+21.0%	+10.6%	−8.5%	$85.7B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs DFAC

SPY

SPDR S&P 500

$17,118

DFAC

Dimensional - US Core Equity 2

$16,525

MeasureSPYDFAC

Fee0.09%0.21%

Cost on $10k a year$9$21

Yield1.03%0.90%

5 years, per year+11.3%+10.6%

3 years, per year+21.7%+21.0%

Worst drop · 1Y−8.9%−8.5%

Volatility · 1Y13.6%12.9%

4–2measures won
SPY first

69.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: SPY, DFAC, IVV

Today

99.9%most shared, SPY and IVV

SPYDFACIVV

SPY—69.0%99.9%

DFAC69.0%—69.0%

IVV99.9%69.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

SPY$103 − $9 = $94

DFAC$90 − $21 = $69

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee