SPY vs FDEV

ASPY

BFDEV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SPY $17,099

Lowest cost0.03%VOO · $3 on $10k

Most income3.26%FDEV · $326 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common0.0%SPY and FDEV

SPY

FDEV

State Street SPDR S&P 500 ETF · $805BFidelity International Multifactor ETF · $276M

+22.0%3 years · per year$18,174 · $16,970+19.3%

+11.3%5 years · per year$17,099 · $14,539+7.8%

0.09%Expense ratio$9 · $18 on $10k · lower wins0.18%

1.03%12-mo yield$103 · $326 on $10k3.26%

−8.9%Worst dropSmaller wins−8.5%

13.6%VolatilityLower wins12.5%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPY · FDEV

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$276M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$276M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs FDEV

SPY

SPDR S&P 500

$17,099

FDEV

Fidelity International Multifactor

$14,539

MeasureSPYFDEV

Fee0.09%0.18%

Cost on $10k a year$9$18

Yield1.03%3.26%

5 years, per year+11.3%+7.8%

3 years, per year+22.0%+19.3%

Worst drop · 1Y−8.9%−8.5%

Volatility · 1Y13.6%12.5%

3–3measures won
level

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: SPY, FDEV, VOO, VEA

Today

93.5%most shared, SPY and VOO

SPYFDEVVOOVEA

SPY—0.0%93.5%0.0%

FDEV0.0%—0.0%21.5%

VOO93.5%0.0%—0.0%

VEA0.0%21.5%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, FDEV

FDEV$326 − $18 = $308

VEA$250 − $3 = $247

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee