SPY vs FDEV

ASPY

BFDEV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,545IVV · SPY $17,493

Lowest cost0.03%VTI · $3 on $10k

Most income3.23%FDEV · $323 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common0.0%SPY and FDEV

SPY

FDEV

State Street SPDR S&P 500 ETF · $778BFidelity International Multifactor ETF · $284M

+21.9%3 years · per year$18,118 · $16,738+18.7%

+11.8%5 years · per year$17,493 · $14,654+7.9%

0.09%Expense ratio$9 · $18 on $10k · lower wins0.18%

1.01%12-mo yield$101 · $323 on $10k3.23%

−8.9%Worst dropSmaller wins−8.5%

13.7%VolatilityLower wins12.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPY · FDEV

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs FDEV

SPY

SPDR S&P 500

$17,493

FDEV

Fidelity International Multifactor

$14,654

MeasureSPYFDEV

Fee0.09%0.18%

Cost on $10k a year$9$18

Yield1.01%3.23%

5 years, per year+11.8%+7.9%

3 years, per year+21.9%+18.7%

Worst drop · 1Y−8.9%−8.5%

Volatility · 1Y13.7%12.7%

3–3measures won
level

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: SPY, FDEV, VTI, IVV

Today

99.9%most shared, SPY and IVV

SPYFDEVVTIIVV

SPY—0.0%86.0%99.9%

FDEV0.0%—0.0%0.0%

VTI86.0%0.0%—86.0%

IVV99.9%0.0%86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$305most kept, FDEV

FDEV$323 − $18 = $305

IVV$111 − $3 = $108

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee