SPY vs FDIS

ASPY

BFDIS

Measures won5–1SPY wins · of 6 · 5Y

$10,000 · 5Y$21,281VGT · VOO $17,543

Lowest cost0.03%VOO · $3 on $10k

Most income1.07%VOO · $107 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common9.3%SPY and FDIS

SPY

FDIS

State Street SPDR S&P 500 ETF · $778BFidelity MSCI Consumer Discretionary Index ETF · $1.6B

+21.9%3 years · per year$18,118 · $15,592+16.0%

+11.8%5 years · per year$17,493 · $12,238+4.1%

0.09%Expense ratio$9 · $8 on $10k · lower wins0.08%

1.01%12-mo yield$101 · $74 on $10k0.74%

−8.9%Worst dropSmaller wins−15.5%

13.7%VolatilityLower wins19.7%

5–1SPY wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPY · FDIS

4.0%AMZN22.3%

1.6%TSLA15.0%

0.5%HD5.1%

0.3%MCD3.0%

Held in common9.3%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
4	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.74%	+3.1%	+3.2%	+5.0%	+16.0%	+4.1%	−15.5%	$1.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.42%	+3.2%	+19.3%	+18.0%	+29.2%	+16.3%	−17.5%	$154.5B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
4	BFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.74%	+3.1%	+3.2%	+5.0%	+16.0%	+4.1%	−15.5%	$1.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs FDIS

SPY

SPDR S&P 500

$17,493

FDIS

Fidelity MSCI Consumer Discretionary Index

$12,238

MeasureSPYFDIS

Fee0.09%0.08%

Cost on $10k a year$9$8

Yield1.01%0.74%

5 years, per year+11.8%+4.1%

3 years, per year+21.9%+16.0%

Worst drop · 1Y−8.9%−15.5%

Volatility · 1Y13.7%19.7%

5–1measures won
SPY first

9.3%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

XLK vs VGT

YTD

SPDRXLK

+19.1%

VGTVanguard

+19.3%

+19.1%Year to date+19.3%

0.08% · $8Fee · on $10k a year0.09% · $9

$110BAssets$155B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: SPY, FDIS, VOO, VGT

Today

92.7%most shared, SPY and VOO

SPYFDISVOOVGT

SPY—9.3%92.7%35.8%

FDIS9.3%—8.4%0.0%

VOO92.7%8.4%—39.7%

VGT35.8%0.0%39.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

SPY$101 − $9 = $92

FDIS$74 − $8 = $66

VGT$42 − $9 = $33

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee