SPY vs FNDF

ASPY

BFNDF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VOO $17,177

Lowest cost0.03%VOO · $3 on $10k

Most income3.10%FNDF · $310 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.4%SPY and FNDF

SPY

FNDF

State Street SPDR S&P 500 ETF · $819BSchwab Fundamental International Large Company Index ETF · $26.0B

+21.7%3 years · per year$18,039 · $18,863+23.6%

+11.3%5 years · per year$17,118 · $18,637+13.3%

0.09%Expense ratio$9 · $25 on $10k · lower wins0.25%

1.03%12-mo yield$103 · $310 on $10k3.10%

−8.9%Worst dropSmaller wins−10.6%

13.6%VolatilityLower wins16.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPY · FNDF

0.2%MDT0.1%

0.1%NXPI0.1%

0.1%GRMN0.1%

0.0%SW0.0%

Held in common0.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
3	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs FNDF

SPY

SPDR S&P 500

$17,118

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureSPYFNDF

Fee0.09%0.25%

Cost on $10k a year$9$25

Yield1.03%3.10%

5 years, per year+11.3%+13.3%

3 years, per year+21.7%+23.6%

Worst drop · 1Y−8.9%−10.6%

Volatility · 1Y13.6%16.6%

3–3measures won
level

0.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: SPY, FNDF, VOO

Today

92.2%most shared, SPY and VOO

SPYFNDFVOO

SPY—0.4%92.2%

FNDF0.4%—0.4%

VOO92.2%0.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, FNDF

FNDF$310 − $25 = $285

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee