SPY vs VTI
5Y+21.7%3 years · per year$18,039 · $18,004+21.7%
+11.3%5 years · per year$17,118 · $16,375+10.4%
0.09%Expense ratio$9 · $3 on $10k · lower wins0.03%
1.03%12-mo yield$103 · $109 on $10k1.09%
−8.9%Worst dropSmaller wins−8.9%
13.6%VolatilityLower wins13.7%
2–2Level
$10,000 · 5 yearsOne scale
Shared top holdingsSPY · VTI
6.9%NVDA7.1%
7.9%AAPL6.6%
6.3%MSFT5.2%
4.0%AMZN3.3%
Held in common85.5%
End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two