SPY vs PREF

ASPY

BPREF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,493SPY · VTI $16,697

Lowest cost0.03%VTI · $3 on $10k

Most income5.00%PREF · $500 on $10k

Smallest drop−2.9%PREF · worst fall in 1Y

Held in common0.0%SPY and PREF

SPY

PREF

State Street SPDR S&P 500 ETF · $778BPrincipal Spectrum Preferred Securities Active ETF · $1.9B

+21.9%3 years · per year$18,118 · $12,979+9.1%

+11.8%5 years · per year$17,493 · $11,478+2.8%

0.09%Expense ratio$9 · $55 on $10k · lower wins0.55%

1.01%12-mo yield$101 · $500 on $10k5.00%

−8.9%Worst dropSmaller wins−2.9%

13.7%VolatilityLower wins3.4%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPY · PREF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	BPREF	Principal Spectrum Preferred Securities Active ETFRead Desk	0.55%	5.00%	+0.6%	+1.3%	+2.3%	+9.1%	+2.8%	−2.9%	$1.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	BPREF	Principal Spectrum Preferred Securities Active ETFRead Desk	0.55%	5.00%	+0.6%	+1.3%	+2.3%	+9.1%	+2.8%	−2.9%	$1.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs PREF

SPY

SPDR S&P 500

$17,493

PREF

Principal Spectrum Preferred Securities Active

$11,478

MeasureSPYPREF

Fee0.09%0.55%

Cost on $10k a year$9$55

Yield1.01%5.00%

5 years, per year+11.8%+2.8%

3 years, per year+21.9%+9.1%

Worst drop · 1Y−8.9%−2.9%

Volatility · 1Y13.7%3.4%

3–3measures won
level

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: SPY, PREF, VTI

Today

86.0%most shared, SPY and VTI

SPYPREFVTI

SPY—0.0%86.0%

PREF0.0%—0.0%

VTI86.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$445most kept, PREF

PREF$500 − $55 = $445

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee