SPY vs SCHD

ASPY

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,749VOO · SPY $17,688

Lowest cost0.03%VOO · $3 on $10k

Most income2.97%SCHD · $297 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common8.3%SPY and SCHD

SPY

SCHD

State Street SPDR S&P 500 ETF · $798BSchwab U.S. Dividend Equity ETF · $121B

+24.0%3 years · per year$19,046 · $17,784+21.2%

+12.1%5 years · per year$17,688 · $16,352+10.3%

0.09%Expense ratio$9 · $6 on $10k · lower wins0.06%

1.01%12-mo yield$101 · $297 on $10k2.97%

−8.9%Worst dropSmaller wins−6.9%

12.8%VolatilityLower wins11.4%

2–4SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPY · SCHD

0.7%CVX4.2%

0.6%PG4.3%

0.6%UNH3.9%

0.5%MRK3.8%

Held in common8.3%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
3	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.47%	−0.3%	+14.0%	+15.9%	+20.2%	+10.5%	−7.9%	$109.1B
4	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
3	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.47%	−0.3%	+14.0%	+15.9%	+20.2%	+10.5%	−7.9%	$109.1B
4	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs SCHD

SPY

SPDR S&P 500

$17,688

SCHD

Schwab U.S. Dividend Equity

$16,352

MeasureSPYSCHD

Fee0.09%0.06%

Cost on $10k a year$9$6

Yield1.01%2.97%

5 years, per year+12.1%+10.3%

3 years, per year+24.0%+21.2%

Worst drop · 1Y−8.9%−6.9%

Volatility · 1Y12.8%11.4%

4–2measures won
SCHD first

8.3%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

DGRO vs VIG

YTD

iSharesDGRO

+18.0%

VIGVanguard

+14.0%

+18.0%Year to date+14.0%

1.8%Yield1.5%

$45.1BAssets$109B

2–0DGRO wins

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

Overlap: SPY, SCHD, VIG, VOO

Today

95.5%most shared, SPY and VOO

SPYSCHDVIGVOO

SPY—8.3%42.1%95.5%

SCHD8.3%—14.5%7.6%

VIG42.1%14.5%—40.3%

VOO95.5%7.6%40.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$291most kept, SCHD

SCHD$297 − $6 = $291

VIG$147 − $4 = $143

VOO$107 − $3 = $104

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee