SPY vs VTI

ASPY

BVTI

Measures won3–2SPY wins · of 6 · 5Y

$10,000 · 5Y$18,118IVV · SPY $18,060

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%IVV · $109 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common86.9%SPY and VTI

SPY

VTI

State Street SPDR S&P 500 ETF · $805BVanguard Morningstar Total Stock Market ETF · $689B

+24.1%3 years · per year$19,132 · $19,059+24.0%

+12.6%5 years · per year$18,060 · $17,257+11.5%

0.09%Expense ratio$9 · $3 on $10k · lower wins0.03%

0.99%12-mo yield$99 · $105 on $10k1.05%

−8.9%Worst dropSmaller wins−8.9%

12.9%VolatilityLower wins13.1%

3–2SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPY · VTI

7.7%NVDA7.1%

7.4%AAPL6.6%

5.9%MSFT5.2%

3.8%AMZN3.3%

Held in common86.9%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
2	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
3	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs VTI

SPY

SPDR S&P 500

$18,060

VTI

Vanguard Morningstar Total Stock Market

$17,258

MeasureSPYVTI

Fee0.09%0.03%

Cost on $10k a year$9$3

Yield0.99%1.05%

5 years, per year+12.6%+11.5%

3 years, per year+24.1%+24.0%

Worst drop · 1Y−8.9%−8.9%

Volatility · 1Y12.9%13.1%

3–1measures won
SPY first

86.9%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

Overlap: SPY, VTI, IVV

Today

99.9%most shared, SPY and IVV

SPYVTIIVV

SPY—86.9%99.9%

VTI86.9%—86.9%

IVV99.9%86.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

VTI$105 − $3 = $102

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee