SPYA vs SCHD

ASPYA

BSCHD

Measures won0–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,749VOO · VYM $17,305

Lowest cost0.03%VOO · $3 on $10k

Most income2.97%SCHD · $297 on $10k

Smallest drop−6.7%VYM · worst fall in 1Y

Held in common0.0%SPYA and SCHD

SPYA

SCHD

Torray Equity Income Fund - Twin Oak Endure ETF · $132MSchwab U.S. Dividend Equity ETF · $121B

[…]3 years · per year[…] · $17,784+21.2%

[…]5 years · per year[…] · $16,352+10.3%

0.54%Expense ratio$54 · $6 on $10k · lower wins0.06%

0.35%12-mo yield$35 · $297 on $10k2.97%

−9.5%Worst dropSmaller wins−6.9%

12.3%VolatilityLower wins11.4%

0–4SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPYA · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	VYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.25%	−0.3%	+15.8%	+19.0%	+21.5%	+11.6%	−6.7%	$78.9B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B
4	ASPYA	Torray Equity Income Fund - Twin Oak Endure ETFRead Desk	0.54%	0.35%	+0.3%	+7.3%	+6.7%	new	new	−9.5%	$132M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$1.00T
2	VYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.25%	−0.3%	+15.8%	+19.0%	+21.5%	+11.6%	−6.7%	$78.9B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.97%	−1.0%	+32.8%	+37.6%	+21.2%	+10.3%	−6.9%	$121.5B
4	ASPYA	Torray Equity Income Fund - Twin Oak Endure ETFRead Desk	0.54%	0.35%	+0.3%	+7.3%	+6.7%	new	new	−9.5%	$132M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPYA vs SCHD

SPYA

Torray Equity Income Fund - Twin Oak Endure

[…]

SCHD

Schwab U.S. Dividend Equity

$16,352

MeasureSPYASCHD

Fee0.54%0.06%

Cost on $10k a year$54$6

Yield0.35%2.97%

5 years, per year[…]+10.3%

3 years, per year[…]+21.2%

Worst drop · 1Y−9.5%−6.9%

Volatility · 1Y12.3%11.4%

4–0measures won
SCHD first

0.0%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

Overlap: SPYA, SCHD, VOO, VYM

Today

33.2%most shared, VOO and VYM

SPYASCHDVOOVYM

SPYA—0.0%0.0%0.0%

SCHD0.0%—7.6%21.9%

VOO0.0%7.6%—33.2%

VYM0.0%21.9%33.2%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$291most kept, SCHD

SCHD$297 − $6 = $291

VYM$225 − $4 = $221

VOO$107 − $3 = $104

SPYA$35 − $54 = −$19

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee